Car insurance for me

How to Buy Car Insurance

2010-02-14T10:54:00.001-08:00

This puts the basics together in a great video!!

Auto/Car Insurance Coverage Laws Explained - New York State

2009-06-13T00:56:00.001-07:00

Saving Money on Car Insurance

2009-04-10T13:19:00.001-07:00

Part four

2009-02-23T10:44:00.001-08:00

Why its important to check out your insurance company BEFORE buying a policy.

Part Three

2009-02-23T10:43:00.001-08:00

Why its important to check out your insurance company BEFORE buying a policy.

Part Two

2009-02-23T10:42:00.001-08:00

Why its important to check out your insurance company BEFORE buying a policy.

Part One

2009-02-23T10:41:00.001-08:00

Why its important to check out your insurance company BEFORE buying a policy.

Can You Get a Cheap Car Insurance?

2009-02-04T09:09:00.000-08:00

By: Levis Bark |

Many of you are familiar with the common television promotion of the talking reptile that pledges to conserve your cash if you buy their cheap car insurance. Yet, is it true that you will save money, or is it a further promotional attempt put on by the glib admen of Madison Ave?

A couple years ago, the insurance industry began offering free online price quotes, Not long after, Insurance websites popped up virtually overnight to get in on the action to promote their own cheap car insurance. The providers accomplish this by showing their rates compared to their competitors and urge you to purchase their brand of cheap car insurance.

Despite the claims, is it practical to believe every insurer is the least expensive? Yet, at least one company has to be more costly, otherwise, all prices would be the same. Well, there must be an answer to how the cheap car insurance strategy is possible.

The number-crunching insurance providers use analytical figures in order to decide a cheap car insurance premium that is appropriate for a certain class of driver, furthermore, every provider has their own set of 'rules' for certain types of drivers. The insurance companies are aware certain drivers are more likely to file a claim than others, and by reason they choose to accept or decline certain classes, they are able to afford to cover other higher-risk classes. Therefore, the ability to offer cheap car insurance to one class will differ from company to company.

An illustration would be, lets say Company Z sells 81% of their insurance to low-risk clients. Because they are 'heavy' with low risk drivers and the probability of claims is extremely low, they can well-afford to write a portion of high-risk (males 18-25) policies for less than some companies who write only high risk policies. The insurance company will solicit drivers in that high risk demographic to secure their business as a new customer. Even though the amount saved may be less than 15%, the consumer is satisfied that he has received a cheap car insurance rate from a respectable company and the company is glad to have a new customer.

It is improbable an insurance company will disclose their statistics or demography that they use to target a particular class of driver, for that very reason it is important to comparison shop for a cheap car insurance quote. Logging into a few insurance provider's sites will ultimately lead to a result of a quote that is within your budget. The lizard may save you more than the caveman, however you could be in better hands with a good neighbor, if you just comparison shop to secure a cheap car insurance premium.

Auto Insurance Advice : How Zip-Codes Affect Car Insurance

2009-01-27T10:31:00.001-08:00

How to lower your premium

2009-01-20T09:30:00.000-08:00

This video echos the point that a few simple changes to add up to significant savings .

Saving Money on Auto Insurance

2009-01-20T09:28:00.001-08:00

New Year's Resolution

2009-01-16T12:34:00.000-08:00

My new years resolution is to regularly back up my files on the computer. I did not back up regularly and
now have paid a price . I lost many pictures and videos which were very dear to me. So I definitely will
be using a backup solution from this point on. I apologize for the lack of posts over the last thirty days.
I will be posting on a regular basis starting next week. Till then .....the adventure continues.

Fundementals of Auto Insurance

2008-12-16T00:00:00.000-08:00

One thing is clear from this video....people do not understand what insurance is. So if you do not
know what you are paying good money for , How can you be sure of what you are getting?? Is it really a bad thing to have an agent explain what the general insurance terms are?? The benefit would be that you could buy what you really need. Which may be more or less than what they are offering.

Trevco: Auto Insurance Quiz

2008-12-14T23:25:00.001-08:00

This video takes a very fundamental approach ...considering how many people do not have car insurance I think its a good approach>

What ?? An Agent !!

2008-12-14T23:16:00.000-08:00

Yes, I put an car insurance agent on this post. The approach I am taking is if an agent is informative and takes an "educational approach". I believe allowing viewpoints from that perspective enriches the post. If it does not come across like a heavy handed infomercial I do not think that there is any harm to it.

Car Insurance : How to Compare Car Insurance Quotes

2008-12-12T21:21:00.001-08:00

James,who is an insurance agent. makes several good points on this video.